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We use midmarket rates These are derived from the mid-point between the "buy" and "sell" transactional rates from global currency markets. They are not transactional rates. Learn more. EUR — Euro. Xe Live Exchange Rates Inverse. The world's most popular currency tools. Xe International Money Transfer. Send money. Xe Currency Charts. View charts. Xe Rate Alerts. Create alert. The "PIN" refers to a personal identification number that the cardholder enters to authorize payment.

Heads up: With or without chip and PIN, alert your card company that you'll be traveling. Otherwise, it may freeze your card, thinking it's been stolen. Using your debit card at ATMs is one recommended way to get cash when traveling abroad.

Fees vary by institution. Some charge a flat rate, others charge a percentage, and still others charge both, Meyers says. To save money, keep ATM trips to a minimum. And do your homework. Stallings says if you take money out of a bank that has a relationship with your bank, you may be able to avoid some fees. Heads up: Meyers advises to call your bank before you go to ask about fee structures for ATM withdrawals.

Each bank has its own fees for ATM debit card withdrawals. Prepaid cards for foreign use are becoming more widespread. For example, one major card company has started to offer prepaid cards free of the typical recurring fees.

It also snubs foreign transaction fees, and it charges the same rate as its regular credit card when converting currency. Another company offers a prepaid chip and PIN card, which allows travelers to load up on euros or pounds and use it like a debit card.

They can be a good option for Americans traveling without a card using chip and PIN technology. Stallings says one upside to chip and PIN prepaid debit cards is they can be used in an automated payment machine to buy train tickets and to pay at unstaffed gas pumps and highway toll booths in Europe.

You lock in the exchange rate at the time you load or reload it. Prepaid cards are also convenient and safe since they reduce the need to carry as much currency and because a PIN is usually required to take out funds, Stallings says. Heads up: Stallings warns that some prepaid debit cards can come with substantial fees, may not be usable everywhere and can leave you without funds if stolen. He advises to read the fine print before purchasing. Airport exchange desks have some of the highest currency exchange rates, which means you pay more in dollars for conversion.

Meyers of EuroCheapo. Business Insider 4h. Visa is testing a platform that will support central bank digital currencies in partnership with blockchain firm ConsenSys. China to launch state-run NFT blockchain that is entirely separate from cryptocurrencies. Business Insider 7h. Coinbase will soon offer crypto futures after its takeover of derivatives exchange FairX. Business Insider 8h.

Winklevoss twins' Gemini buys digital asset platform as the crypto giant eyes wealth management. A 'Britcoin' would carry financial stability and security challenges and there's 'no convincing case' for one, says House of Lords report. Business Insider 10h. The CFO of Robinhood says the company sees no reason to put a 'meaningful' amount of corporate cash into cryptocurrencies.

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